You will be able to borrow the full cost of your tuition fee from the Government in the form of a Tuition Fee Loan (subject to eligibility). This is providing you are studying at least 25% of the equivalent part-time undergraduate or integrated Masters degree per year.

We recommend applying for financial support earlier on, ensuring your application is received and processed in good time.

The funding application process for English-domiciled students is as follows:

• You make your application online to Student Finance England. Applications usually open in early 2024.
• After you have applied for student funding, you will be able to manage your account online.
• Following the assessment of your application, you will receive a Student Finance Entitlement Letter. This will outline the support you have applied for and what you can expect to receive. You can also view this online.
• If the financial support outlined in your Student Finance Entitlement Letter is not what you anticipated, you can contact us for advice.

Maintenance Loans are available to eligible part-time students joining an undergraduate degree or integrated Masters degree. They are currently not available to part-time foundation degree students.

• Available to help with living costs such as food, accommodation and travel.
• Your household income determines the amount of Maintenance Loan you can apply for. Additional factors such as where you are going to live while you are studying also influence this amount.
• Usually paid in three instalments, directly to your bank or building society account.

You start repaying the total of your student loans from the April after you have completed your course. This is subject to you earning above the current repayment threshold for undergraduate degrees, which is £25,000.

The amount you repay links to your income. Each year, you will expect to repay 9% of your income that is above £25,000. If your income falls below the repayment threshold, you will not have to make repayments until your income rises above this threshold again.

Taking out student loans and paying the required inflation-based interest is an issue for some students and could be prohibited for religious reasons.

The Government is working towards an alternative Sharia-compliant student finance package for these circumstances. The suggested alternative financial product would result in identical graduate repayments to the current student loan system but would not be interest based.

Further details will come from the Government. In the meantime, you may find it useful to contact a local Imam to discuss Sharia-compliant finance if you have any concerns.