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Money matters: full-time undergraduate medicine students 2023/24

This guide outlines the tuition fees and financial support arrangements for UK students joining the MBChB Medicine and MBChB Medicine with Foundation Year programmes at Edge Hill University between August 2023 and July 2024.

We can help explain what student funding you may be entitled to receive and how to apply for it.

Introduction

Please note, the information on these pages may be subject to change. If you are joining any other full-time undergraduate programme in academic year 2023/24, you should refer to our money matters guide for full-time undergraduate students (excluding Medicine).

Exceptions may apply if you have enrolled on any previous higher education study (at level 4 or level 5), even if you didn’t achieve a qualification, or if the course you are joining at Edge Hill University is of an equivalent or lower level to a qualification you already hold.

EU/EEA and Swiss students who have settled or pre-settled status under the EU Settlement Scheme, as well as Irish nationals, may be eligible for the UK tuition fee rate and associated financial support. Irish nationals can ordinarily apply to Student Universal Support Ireland (SUSI). Please see our dedicated guide to EU student finance for further information.


Tuition fees

If you are a prospective UK student joining MBChB Medicine or MBChB Medicine with Foundation Year at Edge Hill University in September 2023, the tuition fee will be £9,250 a year (subject to final Government approval).

The University may administer a small inflationary rise in tuition fees, in line with Government policy, in subsequent academic years as you progress through the course.

Eligible students can apply for a Tuition Fee Loan to cover the cost of the course fees for the first four years of study. For the final year of MBChB Medicine and the final two years of the MBChB Medicine with Foundation Year, course fees are paid in full by the relevant funding agency.

Exceptions to your eligibility for a Tuition Fee Loan may apply if you have enrolled on any previous higher education study (at level 4 or level 5), even if you didn’t achieve a qualification, or if the MBChB is of an equivalent or lower level to a qualification you already hold.


Loans

Tuition Fee Loans

You will be able to borrow the full cost of your tuition fee from the Government in the form of a Tuition Fee Loan for the first four years of study (subject to eligibility).

Tuition fees for the final year of the MBChB Medicine and the final two years of the MBChB Medicine with Foundation Year are currently paid in full by the relevant funding agency. This will be The National Health Service (NHS) for students from England and Wales, The Student Awards Agency for Scotland (SAAS) for students from Scotland, and The Department of Health (DoH) for students from Northern Ireland.

MBChB Medicine

  • Years 1-4: Tuition Fee Loan for the first four years of study.
  • Year 5: Course fees paid in full by the relevant agency.

MBChB Medicine with Foundation Year

  • Years 1-4: Tuition Fee Loan for the Foundation Year plus the first three years of the MBChB Medicine.
  • Years 5-6: Course fees paid in full by the relevant funding agency.

Maintenance Loans

  • Available to help with living costs such as food, accommodation and travel.
  • The amount of Maintenance Loan you can apply for is determined by your household income, where you are going to live while you are studying, and additional criteria.
  • Usually paid in three instalments, directly to your bank or building society account.

Maintenance Loans are subject to different financial arrangements and eligibility criteria depending on whether you are domiciled in England, Scotland, Wales or Northern Ireland. 

If you are domiciled in ScotlandWales or Northern Ireland, you should refer to the website of the relevant funding body for loan amounts and eligibility criteria.

Maintenance loan amounts for eligible students domiciled in England are still to be announced for academic year 2023/24.

Loan repayments

You will not have to start repaying the total of your student loans until the April after you have completed your course and are earning above a certain threshold amount. The Government has announced that repayment thresholds for students joining undergraduate degrees in academic year 2023/24 will be £25,000 a year.

The amount you repay will be linked to your income. Each year you will be expected to repay 9% of your income that is above the repayment threshold. So, for example, if your salary is £30,000 a year, with a repayment threshold of £25,000 a year, the 9% repayment would only apply to £5,000, meaning you would repay around £37.50 a month. If your income falls below the repayment threshold, for any reason, you will not have to make repayments until your income rises above this threshold again.

The Government will typically apply interest on your student loans at inflation (Retail Price Index – RPI) plus 3%, while you are studying, and up until the April you are due to start repaying. The interest rate will vary from the April you are due to start repaying, subject to your income level. A Government cap of 7.3% is currently in place until August 2023 on the maximum interest rate that can be applied to most student loans. Further information about student loan repayments is available on GOV.UK.

The Student Loans Company will work with HM Revenue and Customs to collect repayments. They will be taken by your employer and shown on your pay statement. If you are self-employed, the repayments will be collected through the tax self-assessment system. No early repayment charges will be made. Any monies still owed after 40 years will be written off.

If you leave your course early, you will still have to repay your student loans. Leaving a course during term time can result in the overpayment of a Maintenance Loan. In these circumstances, you should contact Student Finance England, or the equivalent funding body, about the option of completing a financial hardship application to move any overpayments to your graduate repayment plan.

Alternative funding

Religious faith may mean taking out student loans and paying the required inflation-based interest is an issue for some students and could be prohibited for religious reasons.

The Government is working towards an alternative Sharia-compliant student finance package for these circumstances. The suggested alternative financial product would result in identical graduate repayments to the current student loan system but would not be interest based.

Further details are awaited from the Government. In the meantime, you may find it useful to contact a local Imam to discuss Sharia-compliant finance if you have any concerns. Alternative sources of funding, while limited, are outlined on our money advice webpages.


Grants

NHS Grant

For the final year of study on MBChB Medicine, and the final two years of study on MBChB Medicine with Foundation Year, students domiciled in England or Wales may be eligible to apply for a non-means tested NHS Grant.

Further details of the NHS Grant are still to be announced for academic year 2023/24.

Supplementary grants and allowances

Depending on your circumstances, you may be entitled to additional financial support from the Government, such as Adult Dependants’ Grant, Childcare Grant, Disabled Students’ Allowance and Parents’ Learning Allowance.

Further details of these grants and allowances are still to be announced for academic year 2023/24.


Bursaries

NHS Bursary

For the final year of study on MBChB Medicine, and the final two years of study on MBChB Medicine with Foundation Year, students domiciled in England, Wales or Northern Ireland may be eligible to apply for a means-tested NHS Bursary.

Further details of the NHS Bursary are still to be announced for academic year 2023/24.


Scholarships

Edge Hill University offers scholarships to reward excellence from prospective full-time undergraduate students.

  • Sports Scholarships, worth up to £1,000 per academic year, reward talent, achievement and dedication in sport and are designed to enhance your sporting performance.

Additional scholarships are available to current students which you can apply for, or be nominated for, once you are enrolled on a full-time undergraduate programme with us (some exclusions may apply).

You can also make the most of your student experience and take advantage of career enhancing opportunities by applying for financial support from our Student Opportunity Fund.

For more information on the full range of scholarships, including eligibility criteria for each award, visit www.edgehill.ac.uk/scholarships.


How to apply

Loans and grants

You must have submitted a UCAS application before you can apply for financial support from the Government but you do not need to have a confirmed place on a course. We strongly recommend applying for financial support as early as possible to ensure your application is received and processed in good time.

The funding application process for English-domiciled students is as follows:

  • Applications are made online to Student Finance England at www.gov.uk/apply-online-for-student-finance. Applications are expected to open in early 2023.
  • After you have applied for student funding, you will be able to manage your account online.
  • If you have withdrawn from a previous course due to compelling personal reasons, you could be eligible to receive an extra year of tuition fee support. You should send evidence of your personal reasons for repeating a year to Student Finance England as soon as you have applied for student funding.
  • Once your application has been assessed, you will receive a Student Finance Entitlement Letter outlining the support you have applied for and can expect to receive. The Student Finance Entitlement Letter can also be viewed online. If the financial support outlined in your Student Finance Entitlement Letter is not what you anticipated, you are welcome to contact us for advice.

The funding application process is different if you are a student domiciled in Scotland, Wales or Northern Ireland. You should consult the website of the relevant funding body for further information on the application process you will need to follow:

Scholarships

Sports Scholarships are expected to open for applications in early 2023.


Previous study

If you have studied all or part of a higher education course before coming to university, your entitlement to student funding may be affected.

  • Previous study 
    If you have studied a higher education course (level 4 or level 5) before, even if you didn’t complete it – you may not get Government tuition fee support for the full length of your course, meaning you may have to pay some or all of the fees yourself.
  • Equivalent and Lower Qualifications (ELQ)
    If the course you take at Edge Hill is of an equivalent or lower level to one you already hold – you may not get Government support for your fees or your living costs.

There are exceptions but, if you think this may affect you, it is important to clarify your situation.

If you have withdrawn from a previous course due to compelling personal reasons, such as illness, mental health, bereavement, pregnancy or a caring responsibility, you could be eligible to receive an extra year of tuition fee support.

If you have left a previous course during an academic term, any overpayment from a previous Maintenance Loan can sometimes be deducted from new Maintenance Loan amounts. Student Finance England and Student Finance Wales may allow some of your overpayment to be deferred, instead of you having to pay it back all at once, if you can provide evidence that not doing so would place you in financial hardship. You will need to complete a Student Financial Hardship Form. Further information is available at media.slc.co.uk/sfe/overpayment/financial-hardship.html.

Please visit our previous study page to find out more about previous study and equivalent and lower qualifications.

Previous study and equivalent and lower qualifications

Contact us

If you have any queries about tuition fees or scholarships, or if you have any queries about previous study and the potential impact it may have on your eligibility for financial support, you can email Academic Registry.

If you have any questions about your eligibility for financial support, or if you wish to receive advice and guidance on applying for funding (including support in completing funding applications), you can get in touch with the Money Advice Team.

Alternatively, you can contact the Students’ Union Advice and Representation Centre.

Please note, all advice and guidance provided by the University is subject to any information which you choose to impart to us, about your individual circumstances, being correct.

The advice and guidance you receive will be based upon current eligibility criteria from external organisations, such as the Student Loans Company. However, if any changes are made to this eligibility criteria by an external organisation, the University cannot be held responsible.

All staff will treat any information you share with them in the strictest confidence.

Further information

Our Student Services webpages includes money advice, including useful tips on how to increase your income and reduce your expenses while at university, together with advice about keeping track of your finances and managing your money effectively.

Student finance resources and information, including a popular discussion forum, for English-domiciled students can also be found on The Student Room website.