Money Matters: PGCE and PGDE Students 2021/22

Overview

A teacher crouches down by the desk of two pupils who are writing on paper in a primary school classroom.These pages outline the tuition fees and financial support arrangements for UK students joining a PGCE or PGDE at Edge Hill University between August 2021 and July 2022.

We can help explain what student funding you may be entitled to receive and how to apply for it.

Please note, the information on these pages may be subject to change and excludes School Direct trainees for whom financial support arrangements may vary.

If you already hold Qualified Teacher Status and join a PGCE or PGDE, you will not be eligible for Government funding.

Changes to the eligibility of EU students for home fee status and financial support from Student Finance England have been confirmed in a Government statement. These changes take effect from academic year 2021/22 entry. Exemptions apply to those who have settled or pre-settled status under the EU Settlement Scheme, as well as Irish nationals.

Overseas students should contact our International Office on +44 (0)1695 657122 or email international@edgehill.ac.uk for further information.

Tuition Fees

If you are a prospective UK student joining a PGCE or PGDE at Edge Hill University between August 2021 and July 2022, the tuition fee will be £9,250.

Government regulated tuition fees are subject to final parliamentary approval.

Eligible students will not have to pay up-front for their tuition and can apply for a Tuition Fee Loan to cover the cost of the course fees.

Loans

Tuition Fee Loans

You will be able to borrow the full cost of your tuition fee from the Government in the form of a Tuition Fee Loan (subject to eligibility).

Maintenance Loans

  • Available to help with living costs such as food, accommodation and travel;
  • The amount of Maintenance Loan you can apply for is determined by your household income, where you are going to live while you are studying, and additional criteria;
  • Usually paid in three instalments, directly to your bank or building society account.

Maintenance Loans are subject to different financial arrangements and eligibility criteria depending on whether you are domiciled in England, Scotland, Wales or Northern Ireland. 

If you are domiciled in ScotlandWales or Northern Ireland, you should refer to the website of the relevant funding body for loan amounts and eligibility criteria.

The standard maximum Maintenance Loan amounts for eligible students domiciled in England are as follows:

  • A Maintenance Loan of up to £9,488 may be available if you live away from home;
  • A Maintenance Loan of up to £7,987 may be available if you live with your parents.

The maximum amount you can receive as a Maintenance Loan may increase if you qualify for certain benefits.

If you are domiciled in England and qualify for the relevant benefits, you may be eligible for an increased Maintenance Loan as follows:

  • A Maintenance Loan of up to £10,815 may be available if you live away from home;
  • A Maintenance Loan of up to £9,423 may be available if you live with your parents.

You may be eligible for an increased Maintenance Loan if you meet any of the following criteria:

  • You are a lone parent who is responsible for a child or a young person aged under 20 who is a member of your household and who is in full-time education;
  • You are a lone foster parent of a child or young person aged under 20;
  • You have a partner who is also a full-time student and one or both of you are responsible for a child or young person aged under 20 who is in full-time non-advanced education;
  • You have a disability and qualify for a Disability Premium or Severe Disability Premium;
  • You have been treated as incapable of work for a continuous period of at least 28 weeks (two or more periods of incapacity separated by a break of no more than eight weeks count as one continuous period);
  • You are deaf and qualify for Disabled Students’ Allowances;
  • You are waiting to go back to a course having taken approved time out because of an illness or caring responsibility that has now come to an end for a period not exceeding one year;
  • You are entitled to Personal Independence Payment, Armed Forces Independence Payment or Disability Living Allowance;
  • You are entitled to housing benefit or the housing element of Universal Credit.

For those students entitled to benefits who qualify for an increased Maintenance Loan, the Maintenance Loan will consist of a special support element which will be disregarded as student income when calculating benefits. The maximum special support element of a Maintenance Loan will be £4,014 of the overall maximum Maintenance Loan amount. There is no special support element within the standard Maintenance Loan.

A breakdown of potential Maintenance Loan amounts, subject to eligibility, is available for English-domiciled students based on illustrative levels of household income.

Please note, a PGCE or PGDE is classed as a longer course for funding purposes so you may be eligible to receive an additional income-tested, weekly amount for extra weeks of study beyond the standard 30 weeks and 3 days.

Students aged 60 or over on the first day of the first year of their course may be entitled to a Maintenance Loan up to a maximum of £4,014.

Loan Repayments

You will not have to start repaying the total of your student loans until the April after you have completed your course and are earning above a certain threshold amount. The repayment threshold for students joining a course in the following academic year is reviewed in April each year and currently stands at £26,575 per annum. If you leave your course early, you will still have to repay your student loans.

The amount you repay will be linked to your income. Each year you will be expected to repay 9% of your income that is above the repayment threshold. So, for example, if your salary is £30,000 per annum, with a repayment threshold of £26,575 a year, the 9% repayment would only apply to £3,425, meaning you would repay just under £26 a month. If your income falls below the repayment threshold, for any reason, you will not have to make repayments until your income rises above this threshold again.

The Government will apply interest on your loans at inflation (Retail Price Index – RPI) plus 3% while you are studying, and up until the April you are due to start repaying. The interest rate will vary from the April you are due to start repaying, subject to your income level.

The Student Loans Company will work with HM Revenue and Customs to collect repayments. They will be taken by your employer and shown on your pay statement. If you are self-employed, the repayments will be collected through the tax self-assessment system. No early repayment charges will be made. Any monies still owed after 30 years will be written off.

Bursaries

Department for Education Bursaries

If you are joining selected PGCEs in primary or secondary education, you may be eligible to receive a Department for Education bursary.

In recent years, the bursary scheme has been based on both your teacher training subject and degree classification (or highest relevant academic qualification achieved). Some teacher training subjects have not been eligible to receive a bursary.

Details of Department for Education Bursaries for academic year 2021/22 are still to be announced by the Government. You are advised to check this page regularly and once the position has been confirmed we will update this information.

Institute of Technical Education (ITE) Bursaries

If you are joining our PGDE Post-14 Education and Training, you may be eligible to receive an Institute of Technical Education (ITE) bursary.

For academic year 2020/21 entry, the bursary scheme was based on the intention to teach a designated priority subject in the further education sector, holding relevant qualifications or professional experience, and additional criteria.

Further details and confirmation of the availability of Institute of Technical Education (ITE) Bursaries for academic year 2021/22 are still to be announced by the Government. You are advised to check this page regularly and once the position has been confirmed we will update this information.

Grants

Supplementary Grants and Allowances

Depending on your circumstances, you may be entitled to additional financial support such as Adult Dependants’ Grant, Childcare Grant, Disabled Students’ Allowances and Parents’ Learning Allowance.

  • Adult Dependants’ Grant – means-tested support of up to £3,190 a year if you have to care for an adult dependant, who is not your grown-up child, while studying (subject to eligibility);
  • Childcare Grant – means-tested support designed to contribute up to 85% towards your childcare costs if you have a dependent child/children in the care of an Ofsted-registered childcare provider while you study. Childcare grants for academic year 2021/22 are worth up to a maximum of £179.62 per week for one child only or up to £307.95 per week for two or more children (subject to eligibility);
  • Disabled Students’ Allowances – support tailored to your individual needs if you have a disability or specific learning difficulty. Disabled Students’ Allowances for eligible students in academic year 2021/22 are worth up to £25,000. These allowances are designed to help with the cost of specialist equipment (such as computer software), extra travel costs due to a disability, or other support necessary to enable you to study. You should be aware that £25,000 is the maximum amount and most students get less;
  • Parents’ Learning Allowance – means-tested support of up to £1,821 a year if you have children who are wholly or mainly financially dependent on you.

Scholarships

Scholarship winner Georgia Batchelor Robbins, with her family, shows off her certificate at a Scholarship Awards Evening.Edge Hill University offers scholarships which reward excellence from prospective full-time PGCE or PGDE students.

Additional scholarships are available to current students which you can apply for, or be nominated for, once you are enrolled on a full-time PGCE or PGDE with us (some exclusions may apply).

You can also make the most of your student experience and take advantage of career enhancing opportunities by applying for financial support from our Student Opportunity Fund.

We are currently reviewing our package of scholarships for 2021. We will update this page with details of the specific scholarships available to prospective students in 2021 once this process has concluded.

More information about the current range of scholarships, including eligibility criteria for each award, is available at www.edgehill.ac.uk/scholarships.

Teacher Training Scholarships

If you are joining a Secondary PGCE in selected subjects in academic year 2021/22, and you have a first class or 2:1 honours degree, you may be eligible to apply for a Teacher Training Scholarship from the relevant professional body.

These prestigious awards are aimed at outstanding graduates who are passionate about their subject and have the potential to be inspirational teachers.

In recent years, Teacher Training Scholarships have been offered from:

Details of Teacher Training Scholarships for academic year 2021/22 are still to be announced by the Government. You are advised to check this page regularly and once the position has been confirmed we will update this information.

In previous years, it has still been possible to apply for a Teacher Training Scholarship if you have a 2:2 honours degree but evidence of significant relevant experience has also been required.

Please note, trainees who are awarded a Teacher Training Scholarship by a subject association group will not be eligible to also receive a Department for Education bursary.

How to Apply

Loans

You must have submitted a UCAS Teacher Training application before you can apply for loans and grants from the Government but you do not need to have a confirmed place on a course. We strongly recommend applying for financial support as early as possible to ensure your application is received and processed in good time.

The funding application process for English-domiciled students is as follows:

  • Applications are made online to Student Finance England at www.gov.uk/apply-online-for-student-finance. Please note, for PGCE or PGDE student finance purposes, please apply as if you were an undergraduate student rather than for postgraduate funding;
  • After you have applied for student funding, you will be able to manage your account online;
  • Once your application has been assessed, you will receive a Student Finance Entitlement Letter outlining the support you have applied for and can expect to receive. The Student Finance Entitlement Letter can also be viewed online. If the financial support outlined in your Student Finance Entitlement Letter is not what you anticipated, you are welcome to contact us for advice.

The funding application process is different if you are a student domiciled in Scotland, Wales or Northern Ireland. You should consult the website of the relevant funding body for further information on the application process you will need to follow:

Contact Us

If you have any queries about tuition fees, bursaries or scholarships, you can email Academic Registry.

If you have any questions about your eligibility for financial support, or if you wish to receive advice and guidance on applying for funding (including support in completing funding applications), you can get in touch with the Money Advice Team.

Alternatively, you can contact the Students’ Union Advice and Representation Centre.

Please note, all advice and guidance provided by the University is subject to any information which you choose to impart to us, about your individual circumstances, being correct.

The advice and guidance you receive will be based upon current eligibility criteria from external organisations, such as the National College for Teaching and Leadership and Student Loans Company. However, if any changes are made to this eligibility criteria by an external organisation, the University cannot be held responsible.

All staff will treat any information you share with them in the strictest confidence.

Further Information

Our Student Services website includes money advice, including useful tips on how to increase your income and reduce your expenses while at University, together with advice about keeping track of your finances and managing your money effectively.

Student finance resources and information, including a popular discussion forum, for English-domiciled students can be found on The Student Room website.