Money Matters: PGCE Students 2019/20

Overview

A teacher crouches down by the desk of two pupils who are writing on paper in a primary school classroom.These pages outline the tuition fees and financial support arrangements for UK and eligible EU students joining a PGCE at Edge Hill University between August 2019 and July 2020.

We can help explain what student funding you may be entitled to receive and how to apply for it.

Please note, the information on these pages may be subject to change and excludes School Direct trainees for whom financial support arrangements may vary.

If you already hold Qualified Teacher Status and join a PGCE, you will not be eligible for Government funding.

Overseas students should contact our International Office on +44 (0)1695 657122 or email international@edgehill.ac.uk for further information.

Tuition Fees

If you are a prospective UK or EU student joining a PGCE at Edge Hill University between August 2019 and July 2020, the tuition fee will be £9,250.

Eligible students will not have to pay up-front for their tuition and can apply for a Tuition Fee Loan to cover the cost of the course fees.

Loans

Tuition Fee Loans

You will be able to borrow the full cost of your tuition fee from the Government in the form of a Tuition Fee Loan (subject to eligibility).

If you are an EU national or the family member of an EU national, you are likely to be eligible for a Tuition Fee Loan providing you have been ordinarily resident in the European Economic Area (EEA) or Switzerland for the three years prior to the start of your course.

Maintenance Loans

  • Available to help UK and eligible EU students with living costs such as food, accommodation and travel;
  • The amount of Maintenance Loan you can apply for is determined by your household income, where you are going to live while you are studying, and additional criteria;
  • Usually paid in three instalments, directly to your bank or building society account.

Maintenance Loans are subject to different financial arrangements and eligibility criteria depending on whether you are domiciled in England, Scotland, Wales, Northern Ireland or the EU. 

EU nationals may be eligible for the same Maintenance Loan amounts as English-domiciled students, subject to meeting additional criteria.

If you are domiciled in ScotlandWales or Northern Ireland, you should refer to the website of the relevant funding body for loan amounts and eligibility criteria.

The standard maximum Maintenance Loan amounts for eligible students domiciled in England are as follows:

  • A Maintenance Loan of up to £8,944 may be available if you live away from home;
  • A Maintenance Loan of up to £7,529 may be available if you live with your parents.

The maximum amount you can receive as a Maintenance Loan may increase if you qualify for certain benefits.

If you are domiciled in England and qualify for the relevant benefits, you may be eligible for an increased Maintenance Loan as follows:

  • A Maintenance Loan of up to £10,194 may be available if you live away from home;
  • A Maintenance Loan of up to £8,882 may be available if you live with your parents.

You may be eligible for an increased Maintenance Loan if you meet any of the following criteria:

  • You are a lone parent who is responsible for a child or a young person aged under 20 who is a member of your household and who is in full-time education;
  • You are a lone foster parent of a child or young person aged under 20;
  • You have a partner who is also a full-time student and one or both of you are responsible for a child or young person aged under 20 who is in full-time non-advanced education;
  • You have a disability and qualify for a Disability Premium or Severe Disability Premium;
  • You have been treated as incapable of work for a continuous period of at least 28 weeks (two or more periods of incapacity separated by a break of no more than eight weeks count as one continuous period);
  • You are deaf and qualify for Disabled Students’ Allowances;
  • You are waiting to go back to a course having taken approved time out because of an illness or caring responsibility that has now come to an end for a period not exceeding one year;
  • You are entitled to Personal Independence Payment, Armed Forces Independence Payment or Disability Living Allowance;
  • You are entitled to housing benefit or the housing element of Universal Credit.

For those students entitled to benefits who qualify for an increased Maintenance Loan, the Maintenance Loan will consist of a special support element which will be disregarded as student income when calculating benefits. The maximum special support element of a Maintenance Loan will be £3,783 of the overall maximum Maintenance Loan amount. There is no special support element within the standard Maintenance Loan.

English-domiciled students can visit www.edgehill.ac.uk/maintenanceloans2019 for a breakdown of potential Maintenance Loan amounts, subject to eligibility, based on illustrative levels of household income.

Please note, a PGCE is classed as a longer course for funding purposes so you may be eligible to receive an additional income-tested, weekly amount for extra weeks of study beyond the standard 30 weeks and 3 days.

Students aged 60 or over on the first day of the first year of their course may be entitled to a Maintenance Loan up to a maximum of £3,783.

Eligibility of EU Students for Maintenance Loans

If you are an EU national joining a PGCE, in certain circumstances you may be eligible to apply for a Maintenance Loan the same as English-domiciled students.

You will need to meet one of the following criteria:

  • Have been living in the UK for at least five years prior to the start of your course;
  • Be working in the UK or have a family member working in the UK;
  • Be the child of a Swiss national or Turkish worker who’s working in the UK.

For advice on your potential eligibility as an EU student for Maintenance Loans, you should contact Student Finance Services on 0141 243 3570.

Loan Repayments

You will not have to start repaying the total of your student loans until the April after you have completed your course and are earning at least £25,000 per annum. If you leave your course early, you will still have to repay your student loans.

The amount you repay will be linked to your income. Each year you will be expected to repay 9% of your income that is above £25,725 a year. So, for example, if your salary is £30,000 per annum, the 9% repayment would only apply to £4,275, meaning you would repay around £32 a month. If your income falls below £25,725 a year, for any reason, you will not have to make repayments until your income rises above this threshold again.

The Government will apply interest on your loans at inflation (Retail Price Index – RPI) plus 3% while you are studying, and up until the April you are due to start repaying. The interest rate will vary from the April you are due to start repaying, subject to your income level.

The Student Loans Company will work with HM Revenue and Customs to collect repayments. They will be taken by your employer and shown on your pay statement. If you are self-employed, the repayments will be collected through the tax self-assessment system. No early repayment charges will be made. Any monies still owed after 30 years will be written off.

Bursaries

Department for Education Bursaries

If you are joining our Primary Mathematics Specialist PGCE or selected Secondary PGCEs, you may be eligible to receive a Department for Education bursary.

For academic year 2019/20, the bursary scheme is based on your teacher training subject and degree classification or highest relevant academic qualification achieved.

UK and eligible EU students can expect to qualify for a Department for Education bursary on Edge Hill University’s PGCEs as indicated below.

  • Primary Mathematics Specialist – £6,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award, providing that you also have A Level Mathematics at grade B or above (or equivalent);
  • Secondary Computer Science and Information Technology – £26,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award;
  • Secondary English – £15,000 with a first class, 2:1 or 2:2 honours degree or if you have successfully completed a PhD or Masters award;
  • Secondary Geography – £26,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award;
  • Secondary History – £12,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award;
  • Secondary Mathematics – £20,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award. You may also receive additional early-career payments of £5,000 in both your third and fifth years of teaching, subject to teaching in state-funded schools in England, following completion of your PGCE. Enhancements to these early-career payments may be offered if you teach in specified areas in England;
  • Secondary Religious Education – £9,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award;
  • Secondary Science (Biology) – £26,000 with a first class, 2:1 or 2:2 honours degree, or if you have successfully completed a PhD or Masters award.

Please note, there are no Department for Education bursaries for students joining PGCEs in Early Years Education, Primary Education, Primary Physical Education (PE) Specialist, or Secondary Physical Education in academic year 2019/20.

If you are awarded a bursary, payments will be distributed in ten equal monthly instalments from October to July.

To find out more about the bursary scheme, visit the Department for Education website.

Care Leavers Bursary

UK care leavers joining a full-time PGCE at Edge Hill University, who are aged under 25 at the start of their course, may be eligible for a Care Leavers Bursary worth £1,000 per annum, providing that a minimum of 13 weeks has been spent in Local Authority care since the age of 14. The bursary is available to eligible full-time students for a maximum of three years. Students joining a full-time PGCE at Edge Hill University who are living in foyer/supported housing may also be eligible for this bursary.

Grants

Supplementary Grants and Allowances

UK students may be entitled to additional financial support such as Adult Dependants’ Grant, Childcare Grant, Disabled Students’ Allowance and Parents’ Learning Allowance.

  • Adult Dependants’ Grant – means-tested support of up to £3,007 if you have to care for an adult dependant, who is not your grown-up child, while studying (subject to eligibility);
  • Childcare Grant – means-tested support designed to contribute up to 85% towards  your childcare costs if you have a dependent child/children in the care of an Ofsted-registered childcare provider while you study. Childcare Grants for academic year 2019/20 are worth up to a maximum of £169.31 per week for one child only or up to £290.27 per week for two or more children (subject to eligibility);
  • Disabled Students’ Allowances – support tailored to your individual needs if you have a disability or specific learning difficulty. Disabled Students’ Allowances for eligible full-time students in academic year 2019/20 are worth up to £5,684 for specialist equipment, up to £22,603 for a non-medical personal helper, and up to £1,899 for other disability-related expenditure. These figures are the maximum amounts – most students get less;
  • Parents’ Learning Allowance – means-tested support of up to £1,716 if you have children who are wholly or mainly financially dependent on you.

Scholarships

Scholarship winner Georgia Batchelor Robbins, with her family, shows off her certificate at a Scholarship Awards Evening.Edge Hill University offers scholarships which reward excellence from prospective full-time PGCE students.

  • Excellence Scholarships, worth £1,000, celebrate determination, commitment and achievement in any area beyond your studies, for instance in creativity, enterprise, ICT, performance or volunteering;
  • Sports Scholarships, worth up to £1,000, reward talent, achievement and dedication in sport and are designed to enhance your sporting performance.

Additional scholarships are available to current students which you can apply for, or be nominated for, once you are enrolled on a full-time PGCE with us (some exclusions may apply).

You can also make the most of your student experience and take advantage of career enhancing opportunities by applying for financial support from our Student Opportunity Fund.

For more information on the full range of scholarships, including eligibility criteria for each award, visit www.edgehill.ac.uk/scholarships.

Teacher Training Scholarships

If you are a UK or eligible EU student joining a Secondary PGCE in selected subjects in academic year 2019/20, and you have a first class or 2:1 honours degree, you may be eligible to apply for a Teacher Training Scholarship from the relevant subject association group.

These prestigious awards are aimed at outstanding graduates who are passionate about their subject and have the potential to be inspirational teachers.

You can still apply for a Teacher Training Scholarship if you have a 2:2 honours degree but you will need to provide evidence of significant relevant experience.

Please note, trainees who are awarded a Teacher Training Scholarship by a subject association group will not be eligible to also receive a Department for Education bursary.

How to Apply

Loans

You must have submitted a UCAS Teacher Training application before you can apply for loans and grants from the Government but you do not need to have a confirmed place on a course. We strongly recommend applying for financial support as early as possible to ensure your application is received and processed in good time.

The funding application process for English-domiciled students is as follows:

  • Applications are made online to Student Finance England at www.gov.uk/apply-online-for-student-finance. Please note, for PGCE student finance purposes, please apply as if you were an undergraduate student rather than for postgraduate funding;
  • After you have applied for student funding, you will be able to manage your account online;
  • Once your application has been assessed, you will receive a Student Finance Entitlement Letter outlining the support you have applied for and can expect to receive. The Student Finance Entitlement Letter can also be viewed online. If the financial support outlined in your Student Finance Entitlement Letter is not what you anticipated, you are welcome to contact us for advice.

The funding application process is different if you are a student domiciled in Scotland, Wales or Northern Ireland. You should consult the website of the relevant funding body for further information on the application process you will need to follow:

EU students should download the relevant application form from www.gov.uk/student-finance-forms and apply for funding by post.

Bursaries

There is no formal application procedure for a Department for Education bursary. All eligible students with full registration will be asked to provide nominated bank account details and National Insurance number at enrolment. You will be advised on your level of bursary entitlement and scheduled payment dates and asked to accept the terms and conditions for receipt of the bursary;

To be eligible to receive a bursary, EU students will need to meet certain residency requirements. If you are an EU national and have been living in the European Economic Area (EEA) and/or Switzerland for three years before the start of your course, you are probably eligible for a bursary, providing your degree classification and teacher training subject also meet the standard bursary criteria.

Care Leavers Bursary

You will have the opportunity to indicate that you are a care leaver during the admissions process. You can also identify yourself after submitting your application or at any point during your course by contacting Kordel Dickinson, Student Transitions and Support Manager, on 01695 654336 or emailing Kordel.Dickinson@edgehill.ac.uk.

Once confirmation of your Care Leaver Status, or evidence of being in supported housing, has been received, a Care Leavers Bursary application form will be issued for you to complete.

Scholarships

Applications for Excellence Scholarships and Sports Scholarships are expected to open in February 2019.

Teacher Training Scholarships

Applicants for Teacher Training Scholarships are subject to a competitive process. Further information on how to apply for each award is available via the Government’s Get Into Teaching web pages.

Please note, if you are awarded a scholarship by a subject association group, you will need to notify the University by 1st September 2019 to enable us to confirm this with the National College for Teaching and Leadership.

Contact Us

If you have any queries about tuition fees, bursaries or scholarships, you can email Academic Registry.

If you have any questions about your eligibility for financial support, or if you wish to receive advice and guidance on applying for funding (including support in completing funding applications), you can get in touch with the Money Advice Team.

Alternatively, you can contact the Students’ Union Advice and Representation Centre.

Please note, all advice and guidance provided by the University is subject to any information which you choose to impart to us, about your individual circumstances, being correct.

The advice and guidance you receive will be based upon current eligibility criteria from external organisations, such as the National College for Teaching and Leadership and Student Loans Company. However, if any changes are made to this eligibility criteria by an external organisation, the University cannot be held responsible.

All staff will treat any information you share with them in the strictest confidence.

Further Information

Our Student Services website includes useful tips on how to increase your income and reduce your expenses while at University, together with advice about keeping track of your finances and managing your money effectively.

Student finance resources and information, including a popular discussion forum, for English-domiciled students can be found on The Student Room website.

For further information on the financial support available to EU students, you should visit www.gov.uk/student-finance/eu-students.