Money Matters: Full-Time Undergraduate Medicine Students 2021/22

Overview

A doctor talks to colleagues during a meeting.These pages outline the tuition fees and financial support arrangements for UK students joining the MBChB Medicine and MBChB Medicine with Foundation Year programmes at Edge Hill University between August 2021 and July 2022.

We can help explain what student funding you may be entitled to receive and how to apply for it.

Please note, the information on these pages may be subject to change. If you are joining any other full-time undergraduate programme in academic year 2021/22, you should refer to our Money Matters guide for full-time undergraduate students (excluding Medicine).

Exceptions may apply if you have enrolled on any previous higher education study (at level 4 or level 5), even if you didn’t achieve a qualification, or if the course you are joining at Edge Hill University is of an equivalent or lower level to a qualification you already hold.

Changes to the eligibility of EU students for home fee status and financial support from Student Finance England have been confirmed in a Government statement. These changes take effect from academic year 2021/22 entry. Exemptions apply to those who have settled or pre-settled status under the EU Settlement Scheme, as well as Irish nationals, who may still be eligible for the UK tuition fee rate and associated financial support. Irish nationals should apply to Student Universal Support Ireland (SUSI).

Tuition Fees

If you are a prospective UK student joining MBChB Medicine or MBChB Medicine with Foundation Year at Edge Hill University in September 2021, the tuition fee will be £9,250 per annum.

Government regulated tuition fees are subject to final parliamentary approval. The University may administer a small inflationary rise in tuition fees, in line with Government policy, in subsequent academic years as you progress through the course.

Eligible students can apply for a Tuition Fee Loan to cover the cost of the course fees for the first four years of study. For the final year of MBChB Medicine and the final two years of the MBChB Medicine with Foundation Year, course fees are paid in full by the relevant funding agency.

Exceptions to your eligibility for a Tuition Fee Loan may apply if you have enrolled on any previous higher education study (at level 4 or level 5), even if you didn’t achieve a qualification, or if the MBChB is of an equivalent or lower level to a qualification you already hold.

Loans

Tuition Fee Loans

You will be able to borrow the full cost of your tuition fee from the Government in the form of a Tuition Fee Loan for the first four years of study (subject to eligibility).

Tuition fees for the final year of the MBChB Medicine and the final two years of the MBChB Medicine with Foundation Year are paid in full by the relevant funding agency. This will be The National Health Service (NHS) for students from England and Wales, The Student Awards Agency for Scotland (SAAS) for students from Scotland, and The Department of Health (DoH) for students from Northern Ireland.

MBChB Medicine

  • Years 1-4: Tuition Fee Loan for the first four years of study;
  • Year 5: Course fees paid in full by the relevant agency.

MBChB Medicine with Foundation Year

  • Years 1-4: Tuition Fee Loan for the Foundation Year plus the first three years of the MBChB Medicine;
  • Years 5-6: Course fees paid in full by the relevant funding agency.

Maintenance Loans

  • Available to help with living costs such as food, accommodation and travel;
  • The amount of Maintenance Loan you can apply for is determined by your household income, where you are going to live while you are studying, and additional criteria;
  • Usually paid in three instalments, directly to your bank or building society account.

Maintenance Loans are subject to different financial arrangements and eligibility criteria depending on whether you are domiciled in England, Scotland, Wales or Northern Ireland. 

If you are domiciled in ScotlandWales or Northern Ireland, you should refer to the website of the relevant funding body for loan amounts and eligibility criteria.

MBChB Medicine

Years 1-4

For the first four years of study, the maximum Maintenance Loan amounts for eligible MBChB Medicine students domiciled in England are as follows:

  • A Maintenance Loan of up to £9,488 per annum may be available if you live away from home;
  • A Maintenance Loan of up to £7,987 per annum may be available if you live with your parents.

The maximum amount you can receive as a Maintenance Loan may increase if you qualify for certain benefits.

If you are domiciled in England and qualify for the relevant benefits, you may be eligible for an increased Maintenance Loan as follows:

  • A Maintenance Loan of up to £10,815 per annum may be available if you live away from home;
  • A Maintenance Loan of up to £9,423 per annum may be available if you live with your parents.

breakdown of potential Maintenance Loan amounts, subject to eligibility, is available for English-domiciled students based on illustrative levels of household income.

You may be eligible to receive an additional loan amount in Years 3 and 4 as a result of the longer academic year due to practice placements.

Year 5

For the final year of study on MBChB Medicine, you can still apply for a Maintenance Loan. This will be at a reduced rate, however, students from England, Wales and Northern Ireland can also apply for a means-tested NHS or Department of Health bursary.

The maximum reduced rate Maintenance Loan amounts for English-domiciled students are still to be announced by the Government for academic year 2021/22.

Students from Scotland can apply, subject to eligibility, for the standard maximum means-tested Maintenance Loan amount, although this amount is slightly reduced in Year 5 due to a marginally lower final-year rate.

MBChb Medicine with Foundation Year

Years 1-4

For the first four years of study, i.e. the Foundation Year and the first three years of the MBChB Medicine, the maximum Maintenance Loan amounts for eligible MBChB Medicine with Foundation Year students domiciled in England are as follows:

  • A Maintenance Loan of up to £9,488 per annum may be available if you live away from home;
  • A Maintenance Loan of up to £7,987 per annum may be available if you live with your parents.

The maximum amount you can receive as a Maintenance Loan may increase if you qualify for certain benefits.

If you are domiciled in England and qualify for the relevant benefits, you may be eligible for an increased Maintenance Loan as follows:

  • A Maintenance Loan of up to £10,815 per annum may be available if you live away from home;
  • A Maintenance Loan of up to £9,423 per annum may be available if you live with your parents.

breakdown of potential Maintenance Loan amounts, subject to eligibility, is available for English-domiciled students based on illustrative levels of household income.

You may be eligible to receive an additional loan amount in Year 4 as a result of the longer academic year due to practice placements.

Years 5-6

For the final two years of study on MBChB Medicine with Foundation Year, you can still apply for a Maintenance Loan. This will be at a reduced rate, however, for students from England, Wales and Northern Ireland who can apply for a means-tested NHS or Department of Health bursary.

The maximum reduced rate Maintenance Loan amounts for English-domiciled students are still to be announced by the Government for academic year 2021/22.

You may be eligible to receive an additional loan amount in Year 5 as a result of the longer academic year due to practice placements.

Students from Scotland can apply, subject to eligibility, for the standard maximum means-tested Maintenance Loan amount, although this amount is slightly reduced in Year 6 due to a marginally lower final-year rate.

You may be eligible for an increased Maintenance Loan if you meet any of the following criteria:

  • You are a lone parent who is responsible for a child or a young person aged under 20 who is a member of your household and who is in full-time education;
  • You are a lone foster parent of a child or young person aged under 20;
  • You have a partner who is also a full-time student and one or both of you are responsible for a child or young person aged under 20 who is in full-time non-advanced education;
  • You have a disability and qualify for a Disability Premium or Severe Disability Premium;
  • You have been treated as incapable of work for a continuous period of at least 28 weeks (two or more periods of incapacity separated by a break of no more than eight weeks count as one continuous period);
  • You are deaf and qualify for Disabled Students’ Allowances;
  • You are waiting to go back to a course having taken approved time out because of an illness or caring responsibility that has now come to an end for a period not exceeding one year;
  • You are entitled to Personal Independence Payment, Armed Forces Independence Payment or Disability Living Allowance;
  • You are entitled to housing benefit or the housing element of Universal Credit.

For those students entitled to benefits who qualify for an increased Maintenance Loan, the Maintenance Loan will consist of a special support element which will be disregarded as student income when calculating benefits. The maximum special support element of a Maintenance Loan will be £4,014 of the overall maximum Maintenance Loan amount. There is no special support element within the standard Maintenance Loan.

Students aged 60 or over on the first day of the first year of their course may be entitled to a Maintenance Loan up to a maximum of £4,014 per annum.

Loan Repayments

You will not have to start repaying the total of your student loans until the April after you have completed your course and are earning above a certain threshold amount. The repayment threshold for students joining a course in the following academic year is reviewed in April each year and currently stands at £26,575 per annum. If you leave your course early, you will still have to repay your student loans.

The amount you repay will be linked to your income. Each year you will be expected to repay 9% of your income that is above the repayment threshold. So, for example, if your salary is £30,000 per annum, with a repayment threshold of £26,575 a year, the 9% repayment would only apply to £3,425, meaning you would repay just under £26 a month. If your income falls below the repayment threshold, for any reason, you will not have to make repayments until your income rises above this threshold again.

The Government will apply interest on your loans at inflation (Retail Price Index – RPI) plus 3% while you are studying, and up until the April you are due to start repaying. The interest rate will vary from the April you are due to start repaying, subject to your income level.

The Student Loans Company will work with HM Revenue and Customs to collect repayments. They will be taken by your employer and shown on your pay statement. If you are self-employed, the repayments will be collected through the tax self-assessment system. No early repayment charges will be made. Any monies still owed after 30 years will be written off.

Grants

NHS Grant

For the final year of study on MBChB Medicine, and the final two years of study on MBChB Medicine with Foundation Year, students domiciled in England or Wales can apply for a non-means tested NHS Grant of £1,000 per annum.

Supplementary Grants and Allowances

Depending on your circumstances, you may be entitled to additional financial support such as Adult Dependants’ Grant, Childcare Grant, Disabled Students’ Allowances and Parents’ Learning Allowance.

  • Adult Dependants’ Grant – means-tested support of up to £3,190 a year if you have to care for an adult dependant, who is not your grown-up child, while studying (subject to eligibility);
  • Childcare Grant – means-tested support designed to contribute up to 85% towards your childcare costs if you have a dependent child/children in the care of an Ofsted-registered childcare provider while you study. Childcare grants for academic year 2021/22 are worth up to a maximum of £179.62 per week for one child only or up to £307.95 per week for two or more children (subject to eligibility);
  • Disabled Students’ Allowances – support tailored to your individual needs if you have a disability or specific learning difficulty. Disabled Students’ Allowances for eligible students in academic year 2021/22 are worth up to £25,000. These allowances are designed to help with the cost of specialist equipment (such as computer software), extra travel costs due to a disability, or other support necessary to enable you to study. You should be aware that £25,000 is the maximum amount and most students get less;
  • Parents’ Learning Allowance – means-tested support of up to £1,821 a year if you have children who are wholly or mainly financially dependent on you.

Please note, the above amounts apply to Years 1-4 of MBChB Medicine and MBChB Medicine with Foundation Year. For Year 5 of MBChB Medicine and Years 5-6 of MBChB Medicine with Foundation Year, similar grants are likely to be available but these would be funded by the NHS Business Services Authority (NHSBSA) instead of student finance and grant amounts may vary.

Bursaries

NHS Bursary

For the final year of study on MBChB Medicine, and the final two years of study on MBChB Medicine with Foundation Year, students domiciled in England, Wales or Northern Ireland can apply for a means-tested NHS Bursary.

The standard maximum amounts for this bursary are still to be announced by the NHS Business Services Authority for academic year 2021/22 entry.

The standard maximum amounts apply to the first thirty weeks of study in each academic year. Additional means-tested amounts may be available for subsequent weeks of study in Year 5 of MBChB Medicine with Foundation Year as a result of the longer academic year due to practice placements.

Further information about the NHS Bursary is available on the NHS Business Services Authority website.

Scholarships

Scholarship winners Megan Callaghan and Thomas Godwin show off their certificates at a Scholarship Awards Evening.

Edge Hill University offers a range of scholarships to reward excellence from prospective full-time undergraduate students.

  • Excellence Scholarships, worth up to £2,000, celebrate determination, commitment and achievement in any area beyond your studies, for instance in creativity, enterprise, ICT, performance or volunteering;
  • Sports Scholarships, worth up to £1,000 per academic year, reward talent, achievement and dedication in sport and are designed to enhance your sporting performance;
  • The High Achievers Scholarship, worth £1,000, rewards eligible prospective students who achieve outstanding grades in their final A Level or BTEC examinations.

Additional scholarships are available to current students which you can apply for, or be nominated for, once you are enrolled on a full-time undergraduate programme with us (some exclusions may apply).

You can also make the most of your student experience and take advantage of career enhancing opportunities by applying for financial support from our Student Opportunity Fund.

For more information on the full range of scholarships, including eligibility criteria for each award, visit www.edgehill.ac.uk/scholarships.

How to Apply

Loans and Grants (Student Finance)

You must have submitted a UCAS application before you can apply for financial support from the Government but you do not need to have a confirmed place on a course. We strongly recommend applying for financial support as early as possible to ensure your application is received and processed in good time.

The funding application process for English-domiciled students is as follows:

  • Applications are made online to Student Finance England at www.gov.uk/apply-online-for-student-finance;
  • After you have applied for student funding, you will be able to manage your account online;
  • If you have withdrawn from a previous course due to compelling personal reasons, you could be eligible to receive an extra year of tuition fee support. You should send evidence of your personal reasons for repeating a year to Student Finance England as soon as you have applied for student funding;
  • Once your application has been assessed, you will receive a Student Finance Entitlement Letter outlining the support you have applied for and can expect to receive. The Student Finance Entitlement Letter can also be viewed online. If the financial support outlined in your Student Finance Entitlement Letter is not what you anticipated, you are welcome to contact us for advice.

The funding application process is different if you are a student domiciled in Scotland, Wales or Northern Ireland. You should consult the website of the relevant funding body for further information on the application process you will need to follow:

NHS Bursary and NHS Grant

While you will not need to apply for either an NHS Bursary or NHS Grant as a prospective student, since you will not be eligible for either for your first four years of study, you will need to apply later in the course since the funding is not automatic.

If you only want to apply for tuition fee support from the NHS (and not the means-tested bursary), you should complete the sections relating to non-means-tested funding and the declaration part of the application form.

You can contact the NHS in your region through the following websites:

Scholarships

Applications for Excellence Scholarships and Sports Scholarships are expected to open in early 2021.

There is no application process for the High Achievers Scholarship. We will assess your eligibility automatically and notify you after enrolment if you are awarded this scholarship.

Previous Study

If you have studied all or part of a higher education course before coming to university, your entitlement to student funding may be affected.

  • Previous Study 
    If you have studied a higher education course (level 4 or level 5) before, even if you didn’t complete it – you may not get Government tuition fee support for the full length of your course, meaning you may have to pay some or all of the fees yourself.
  • Equivalent and Lower Qualifications (ELQ)
    If the course you take at Edge Hill is of an equivalent or lower level to one you already hold – you may not get Government support for your fees or your living costs.

There are exceptions but, if you think this may affect you, it is important to clarify your situation.

If you have withdrawn from a previous course due to compelling personal reasons, such as illness, mental health, bereavement, pregnancy or a caring responsibility, you could be eligible to receive an extra year of tuition fee support.

To find out more about previous study and equivalent and lower qualifications, please visit www.edgehill.ac.uk/previousstudy.

Contact Us

If you have any queries about tuition fees or scholarships, or if you have any queries about previous study and the potential impact it may have on your eligibility for financial support, you can email Academic Registry.

If you have any questions about your eligibility for financial support, or if you wish to receive advice and guidance on applying for funding (including support in completing funding applications), you can get in touch with the Money Advice Team.

Alternatively, you can contact the Students’ Union Advice and Representation Centre.

Please note, all advice and guidance provided by the University is subject to any information which you choose to impart to us, about your individual circumstances, being correct.

The advice and guidance you receive will be based upon current eligibility criteria from external organisations, such as the Student Loans Company. However, if any changes are made to this eligibility criteria by an external organisation, the University cannot be held responsible.

All staff will treat any information you share with them in the strictest confidence.

Further Information

Our Student Services website includes money advice, including useful tips on how to increase your income and reduce your expenses while at University, together with advice about keeping track of your finances and managing your money effectively.

Student finance resources and information, including a popular discussion forum, for English-domiciled students can also be found on The Student Room website.