Funding and Scholarships

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Appointments During the Coronavirus Outbreak

Due to the ongoing situation with coronavirus (COVID-19) we have taken the decision to replace face-to-face appointments and drop-in sessions for the foreseeable future with telephone or virtual appointments. If you need to contact the team, please get in touch via email.

If you would like to book a telephone appointment with one of the teams, please log in to CareerHub and book a slot as you would normally: https://careerhub.edgehill.ac.uk/students

Get in touch: CatalystEnquiries@edgehill.ac.uk

LiveChat (Catalyst Helpdesk): www.edgehill.ac.uk/ls/live-chat 

For the latest coronavirus update from the University, please visit https://www.edgehill.ac.uk/announcements/coronavirus/ where you will also find a list of frequently asked questions.


Fees and Funding

The Fees and Funding webpages provide comprehensive information for UK and EU students about tuition fees, financial support and scholarships for Edge Hill University’s programmes. We will tell you how much your course will cost, outline the financial support which may be available, and explain how to apply for student funding.


Student Finance

How to Apply

There are  differences in the funding you can apply for if you’re from England, Wales, Scotland, Northern Ireland, Jersey, Guernsey, The Isle of Man or the EU.

There are also differences in funding depending on whether you study full–time or part-time  and you will need to meet certain eligibility criteria based around nationality and residency requirements.

Any previous higher education study could impact on your entitlement to student finance.

Information for Students, Parents, and Partners/Sponsors

Student Finance England have a range of videos and other information offering advice for students, parents, and partners/sponsors as well as information explaining how to apply.

UCAS have also produced a helpful guide for parents and sponsors.

For applicants to Student Finance Wales, their YouTube channel has a range of useful videos, such as the one below.

The Student Loans Company has produced the video below on ‘phishing’ and financial security which is worth watching.

Supplementary Help for Student Parents and Students with Disabilities

You may be eligible for extra help through the following supplementary allowances:


Information if Your Maintenance Loan is Reduced

How Maintenance Loans are Calculated

If you are under 25 on the first day of your course, student Finance will request income details from a parent or both parents that you normally live with. If you are over this age and living with a partner, you will have to supply your partner’s income details . Any earned income from employment or self-employment is not required and does not influence the loan.

Student Finance ask for the income tax year from two years ago. So, if you start your course in Sept 2021 they will ask for income details from April 19/20. You can use this calculator to help check your loan.

Please remember some courses run for longer periods during the academic year so the calculator may not include any entitlement to extra ‘long course’ loans.

Reduced Maintenance Loans

If Student Finance have offered a loan of approximately £ 4,452 and you do not think this is correct, it may be worth checking that Student Finance’s full income checks have been completed. On some occasions one parent or partner that you live with may not have fully supplied their income details resulting in a lower amount being offered.

You can find out further details on loan rates on the Edge Hill Fees and Funding webpages and on the Save the Student website.

Other sources of finance to support you while studying include part-time work
and applying for additional grants and funding which can be researched on the Turn2Us database. 

You could also consider a student bank account and 0% overdrafts to help with any unexpected costs. More details can be found on our Banking and Budgeting webpages.


Current Year Income Assessments

Student Finance ask for the income tax year from two years ago. If your household income has recently dropped by at least 15% you can ask for a ‘current income year’ check. You can also look at the Student Finance calculator for an estimate based on new income details.

To apply for a current income assessment, you can fill in this additional form. Please remember that parent/s or a partner may have to estimate their current income which could result in an underpayment or overpayment of the maintenance loan.

You may also find it helpful to talk to the Money Advice team.


EU Student Finance

EU students have a range of options and application processes.

Standard EU students can only receive tuition fee loans and not a maintenance loan from Student Finance England. You can find out the main rules by watching this video:

Applications are made via a separate application.

EU Migrant Workers.

Some EU students can receive the tuition fee loan and the extra income checked maintenance loan if they meet the criteria relating to EU migrant workers. This is a separate application process through Student Finance England.

One of the main EU migrant worker rules relates to a situation where a direct family member or the student has employment before the start of the course and continues to work during the course. The employment must be permanent and not ‘marginal and ancillary’ work. SFE will request evidence (payslips, contract of employment etc.) and have evidence periods to check and recheck evidence

You can find the main details relating to this process on the SFE website and by watching this short clip on EU migrant workers:

 

Please note you can only apply for one process. If this is rejected, you will have to apply separately for the other option.

Other options for EU students could be around how long you have resided in the UK before the start of the course.

If eligible, this could allow you to gain a full student finance assessment with an application as a home student to Student Finance England.


NHS Bursary for September 2020

Details of the new NHS Learning Support Fund for September 2020 and the latest updates can be found on the NHS Learning Support Fund website. You can also look at this document which contains some useful answers to common questions.


Studying and Having a Child

If you are considering taking some time out to have a child, you can find out more about the options available to you on the Academic Registry webpages.

Student Finance also provide information on suspending your studies.

With any change of situation, it is helpful to update or put together a new monthly or termly budget. You can find information on how do this on our Banking and Budgeting webpages.

UCAS have put together a range of information for students with parenting responsibilities.


Maintenance Loans and Leaving During the Academic Year

When you apply for financial support for living costs, Student Finance will confirm the maintenance loan for the full academic year. These loans are paid in three instalments throughout the year – one at the beginning of each semester (other than in Scotland, where loans are paid differently).

If you leave during the term, the entitlement will be recalculated based on the period of attendance, up to the withdrawal date. As payments are made at the start of each term in advance, any amount of loan paid to you more than this may result in an ‘overpayment’ and this will need to be repaid. There is helpful information from the Student Loans Company about your loan and leaving during the year.

You can check with Academic Records for their official last date of engagement on your course and this information will be held with Academic Registry and shared with Student Finance.

Help with a Reduced Loan Due to a Previous Overpayment

You can apply to Student Finance for hardship if you receive notification from Student Finance of an ‘overpayment’. This can help move an overpayment to a repayment plan to help reduce the full burden of repaying the overpaid maintenance loan and help to avoid the following year’s loan from being reduced.

Here is some useful information from Student Finance England about grant and loan overpayments. You can also complete this Hardship Confirmation Form.

Please note that Student Finance will consider extending your funding for up to 60 days (including weekends) after you suspend your studies if you have compelling personal reasons.


Claiming Back Tuition Fee Loan Entitlement with Compelling Personal Reasons 

You may have been ill or have personal circumstances that result in repeating a year and in this situation you can request a Compelling Personal Reasons (CPR) claim through Student Finance. A successful CPR claim could help protect tuition fee entitlement for future study.

Student Finance will require medical evidence or other official personal evidence to claim CPR for the year that you experienced compelling personal reasons. The evidence should show how the situation impacted directly on completing a year of study. You can check the process for CPR here.

A successful CPR claim could help increase tuition fee entitlement. Please note that previous tuition fee loans for years when you withdrew cannot be cancelled but eligibility, if required for further tuition fee loans, could be claimed.


Estranged Students and Student Finance

People who are considering university or who are already studying a degree may experience a situation where they do not have support from a family network and may be interested in being assessed by Student Finance as being ‘irreconcilably estranged from their parents’. If eligible, a full maintenance loan will be issued without assessing the income of parents and this avoids situations where a student must depend on parental income details being shared and assessed by Student Finance.

Student Finance will consider a student to be ‘irreconcilably estranged from their parents’ if they have not had verbal or written contact with both biological or adoptive parents or their only living parent for a significant period (usually, for a period of at least twelve months, but they will consider all cases) and this situation will not change.

Stand Alone and SFE have guides and details of how to apply.


Independent Status for Students Under 25

Most students under 25 require their parent or parents to share their income details with Student Finance. In certain situations, some students may have complete financial independence from their parents as they have supported themselves away from their parents for at least three years before the start of their course. This means they could request Student Finance to consider them as  independent which will mean their maintenance loans will not be influenced by parental income. The only earned income that will then be relevant would be if a student lives with a partner or earns other regular income from a pension or investment. Any paid income the student may earn from employment or self-employment will not be considered in the assessment.

In order to gain independence, applicants can send evidence to show they have lived independently and earned a certain amount of money. Student Finance will assess income evidence, such as P60s, pay slips, utility bills or letter-headed information from an employer.

UCAS and the SLC have further information on independent status.


Deferring Your Loan

If you wish to defer your course you will need to reapply to Student Finance when the new application window opens .This is usually around February or March for September courses and we recommend you apply before the advisory deadline to ensure your funding is in place before the course starts.

All loans taken out since 2012 to date (July 2020) follow the ‘Student Loan Plan 2’ terms and conditions. Click to view the current interest rates and repayment thresholds along with further updates and information.


Delays in Student Finance

If your finance is delayed it could be because an income check is awaiting a parent’s or partner’s income details. The delay could also be due to a specific course entry requirement such as a DBS check or Occupational Health Report.

If you require further help due to a delay, please see the information from the Money Advice team.


Scholarships

The University offers a range of scholarships which are worth up to £2,000. Our scholarships celebrate determination, commitment and achievement in a variety of areas, as well as rewarding academic excellence, overcoming adversity, promoting equality, inspiring others and making an outstanding contribution to student life.

You can find out more by visiting our Scholarships website 

Want to see how much you could get? Try the Scholarships Calculator

Information for overseas students is available on the International Office website

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