Preparing your finances

Before starting University it’s important you have your Student Finance sorted. Find out more about:

Applying for Student Finance

If you have not yet applied for help with financing your studies, you should apply immediately at The process can take some time, so it is important that you do not delay with making your application.

Have a look at this Student Finance Journey poster for more information about how the process works before, during and after university.

If you are self-funding your studies, please contact us on before enrolment.

Assessment of Funding

Once Student Finance have completed your assessment, they will send you paperwork confirming your entitlement to funding. You can check on the progress of your application online and will be able to view anything outstanding on your account via your ‘To-Do’ list and also see a copy of your assessment once it is available.

Please ensure that all of your details are correct, including:

  • The university you will be studying at
  • The course you will be studying and year of study
  • The tuition fee for your course.

If any of the above details are incorrect on your Student Finance paperwork, please contact

Proof of Funding

The University receives confirmation of all approved funding from Student Finance.

If your funding has not been approved at the time of enrolment, you must demonstrate to the University that you have made an application by providing evidence such as a screenshot of your Student Finance application summary page or provide your Customer Reference Number for Student Finance. This should be forwarded to

When will I receive my funding?

After you have completed enrolment and become a fully registered student, your first payment will be released. It can take up to five working days for payment to arrive in your account, or longer, if you applied for funding late. But remember, this will only be paid if your application is approved and all checks have been completed by Student Finance.

Understanding your payment status

Expecting your first student finance payment? You can check your payment status by signing in to your Student Finance online account.

Payment statusWhat this means for you
Awaiting confirmationWe’ll submit your payment once your uni or college has confirmed you’ve registered on your course. You might be able to register online with your uni or college.

Once you’ve registered, payments can take up to 5 days to reach your bank account.
Awaiting payment detailsYou need to give us your National Insurance number or bank details.
Verifying payment detailsWe’re checking your National Insurance number. This can take up to 2 weeks.
ScheduledYou’ll be paid on the dates shown on your online account
Payment in progress The payment has been submitted and should reach your bank account within 5 days.
BlockedWe could be missing your bank details or we might be checking your National Insurance number with HMRC. It can take up to 2 weeks for the check to be carried out.

You should be paid within 5 working days after we’ve confirmed your National Insurance number, so long as your uni or college has confirmed your registration.
FailedYour payment was unsuccessful and your bank has returned the money to us. Check your bank details are correct in your online account.

NHS Learning Support Fund

If you are studying a pre-registration degree in Midwifery, Nursing, Operating Department Practice or Paramedic Practice, or an integrated Masters degree in Nurse Paramedic (Adult) or Nursing & Social Work, you may be eligible to receive additional funding through the NHS Learning Support Fund.  The fund, which you will not need to pay back, can include a training grant of £5,000 a year in new Government funding to help with living costs along with other additional payments depending on your circumstances.  Find out more here.

Supplementary Grants and Allowances

Depending on your circumstances, you may be entitled to additional financial support such as Adult Dependants’ Grant, Childcare Grant, Disabled Students’ Allowances and Parents’ Learning Allowance.  Find out more here.

High Achievers Scholarship

If you have met the criteria for the High Achievers Scholarship, you will be notified by email. The scholarship is paid in two instalments of £500 and these payments are expected to be made at the end of February and June. Please visit the scholarships website for more information.

Finance Checklist

Please check that you have completed the following:

  • Apply for funding
  • Regularly check your ‘To Do’ list on your Student Finance online account and complete any outstanding actions
  • Make sure your application details are correct.

Finance Tips

There are a few other things you need to consider before you start at University:

Outstanding conditions

If there are any outstanding conditions of your offer when you enrol, you will only be able to part-enrol. Student Finance is only released when you become fully enrolled, so you are advised to address all conditions of your offer as soon as possible. If you have any queries around the conditions of your offer, please email

Bringing money to cover your first two weeks

Payments from Student Finance can take up to five days to arrive in your account, or longer if you applied for funding late.

With this in mind, it might be worth bringing enough money with you to cover your first few weeks, just in case there is a problem with your funds being released.

Opening a student bank account

Visit to see a useful comparison of all of the different student accounts that are available to you.


You can find helpful budgeting advice on our website.

Any questions?

If you have any questions about fees and finance, contact the Fees, Scholarships and Bursaries Team on

For advice on other money-related matters including student funding, budgeting, and additional support, please email the Money Advice Team at

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